Learning the hard way from DIY debt

Learning the hard way from DIY debt

In times gone by, I worked for many years as outside counsel to a bank that made dozens of loans each year to local governments across North Carolina. Big loans, small loans, real estate loans, equipment loans, you name it. The wide majority of those loans were done...
Happy New Year!  A list of annual reminders

Happy New Year! A list of annual reminders

As we get to the end of 2025 and the start of 2026, we offer this list of items to keep in mind as you plan for new capital projects and manage your existing projects and financings. Here are a few things to think about at least once a year: Put your unused financing...